Community Managed Micro Insurance

Andhra Pradesh

Jana Sree Bima Yojana


All the SHG women who are covered under Abhaya Hastham are eligible in this scheme.


  • Total premium is Rs.150/- of which Rs.75/- is paid by GOI and the remaining Rs.75 is deducted by LIC from the contribution made under Abhaya Hastham scheme.
  • Each member shall pay Rs.15/- towards service charges to respective Zilla samakhyas in addition to the premium mentioned above.


  • For natural death Rs.30,000/-
  • For Accidental death Rs75000/-
  • For permanent total disability Rs.75,000/-
  • For permanent partial disability Rs.37,500/-
  • Under Shiksha Sahayog Yojana, a student study scholarship benefit of Rs.100 per month is provided for the children of the JBY members, studying between 9th and 12th standard including ITI.