Circumstances forced Mrs. Ramanamma into the fishing trade and lives by the proceeds it generates. The silver lining in the story of Ramanamma’s family is the enrolment of her husband into Aam Admi Bima Yojana of the government. Soon after enrollment, he was diagnosed with cancer and tuberculosis. The dreaded disease soon devoured his person and Mrs. Ramanamma was aghast to face the untimely death of her husband. The children were too young to understand the gravity of the situation and the implications of the death for the welfare of the family. The death of the bread-winner for the family was intimated to the insurance staff and an immediate relief of Rs 5000 was given to the family for the funeral and other pressing needs. The family had a house sanctioned under the public housing scheme viz., Indiramma House. The family could safely rest under a roof after the death of the head of the household. Mrs. Ramanamma is illiterate and her ignorance did not, however, dampen her spirits. She soon revived schooling of her children and all the three are attending school. She was to receive another sum of Rs. 25000 from the insurance company. Added, she applied and got a loan from the local self-help group, Tirumala Tirupati Swayam Sahayaka Sangham of which she was a member for more than five years. She invested both the amounts in the family avocation. She began selling fish at Kakinada since then. Mrs. Ramanamma is now the head of the family and stepped into the role of her husband. Having been subjected to endless agony and intense pathos following the death of her husband, she became doubly wise and enrolled herself into the ANNA Abhayahastam pension scheme She has already paid two installments of premium and is very optimistic about her old age. She is prepared to join her children in government hostels so that they can utilise opportunities provided by the state for higher education. She earns Rs 200-300 per day and is happy with her avocation. The insurance amount, her group membership and her enrollment into pension scheme make things comfortable today. ‘’I am thankful to all those who initiated these schemes. Without the schemes, poor fishing families on the coast would have been left with nothing but a watery grave. The insurance schemes have rewritten our fate. We are leading tension-free lives today because of the schemes.’’ Mrs. Ramanamma educates every person who seeks her opinion on the efficacy and benefits of social security schemes of the government.