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About Scheme
Indira Jeevitha Bima Pathakam - AABY…..a Group Insurance Scheme
for the benefit of Rural Landless Agricultural Laborers through Life Insurance Corporation
of India. In a rural landless household, when every day living is a struggle, it
is difficult to face life with a smile. And it becomes even more difficult when
the future of the landless labour family is uncertain. It is a overwhelming Social
Security Measure for 38.00 lakh landless agricultural laborers in the State of Andhra
Pradesh w.e.f 31.03.2008, so far ever taken place in the entire history of not only
Andhra Pradesh but entire India.
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Nodal Agencies :
There shall be two levels of Nodal Agencies to administer the scheme. At State
level, the Society for Elimination of Rural Poverty, SERP, an autonomous body chaired
by the Chief Minister of Andhra Pradesh, under the Department of Rural Development
for overall facilitation, monitoring and evaluation of the Scheme. And at district
level Zilla Samakhya at each district shall function as implementation agency for
overall management of the Scheme.
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Features :
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Eligibility
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Rural Landless Households
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Age Group
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18-59 years
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Premium
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Rs.200/- per member. 50% by Central Government and remaining 50% by State
Government
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Nodal Agency
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State Government
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Benifits :
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Natural Death
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Rs.30,000/-
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Accidental Death
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Rs.75,000/-
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Total permanent disability
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Rs.75,000/- (loss of two eyes or two limbs or loss of one eye and one limb in accident)
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Partial permanent disability
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Rs.37,500/- (loss of one eye or one limb in an accident)
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Scholarships
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Two children of the beneficiaries studying in 9th to 12th Standard will get Rs.300/-
per quarter per child
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This Scheme would extend the benefit of life insurance coverage as well as coverage of partial and permanent disability to the head of the family or an earning member of the family of rural landless households in the States and also educational assistance to their children studying from 9th to 12th standard as an extended benefit.
Policy Bond:
Zilla Samakhya will hand over the
individual Policy bonds to the all enrolled members during the Prajapatham Programme
from 9th April, 2008 onwards. The Bond carries the members particulars as well as
scheme particulars and Call Centre Phone Number.
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